Paycheck Disposable Income provides detail on the core outgoings and remaining disposable income.
The categories of outgoings are:
- Income tax and national insurance
- Mortgage and rents
- Council tax, utilities, water bills and structural insurance
- Food and clothing costs
- Childcare, student loans and pension contributions
- Travel to work cost
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- Better understand available income and establish share of wallet
- Understand and benchmark affordability
- Plan the provision of premium products and services.
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